Sadly managing our personal finances is not one of the skills they teach us at school. It is not easy, and for many, the thought of preparing and managing a budget is just-well-boring.
It’s probably no surprise that individuals with documented goals are far more likely to achieve success. Having goals is great, but without implementing a plan, you may not get there.
As your year winds to a close, and you have a little ‘spare time’ between Christmas and the new work year starting, it’s a good idea to take some time to review and consider your superannuation situation.
Whether you’re an experienced investor or you’re just starting out, having the backing of professional support and expert advice will help steer your journey to success.
Did you make New Year’s resolutions this year? Considering that the most common topics are health and finances, there’s a pretty good chance that at least one of them involves a financial goal.
If you're buying off the plan, there are a number of legal requirements you should be aware of. Don't sign any off the plan contracts until you've done your homework.
If you use your own phone(s) or internet for work purposes, you may be able to claim a deduction if you paid for these costs and have records to support your claims.