A self-employed worker having to take up to say, 6 months off work can cause enormous strain on yourself and anyone financially dependent on you. Income protection insurance ensures that in the event of illness or injury you have a steady flow of 75% of your regular income, paid monthly so you can focus on your recovery and getting back to work. Income protection insurance covers you for 24 hours a day, 7 days a week; no matter where or when your circumstances change (e.g. injured playing sport, or while at work) you can rest assured you’re covered.

It is common for many small business owners to have adequate cover in place for their employees and contents, but many still neglect to take out cover for their own income. Not only will uninsured small business owners have their own day to day expenses to worry about covering in the event of death or illness, they will also have the costs incurred of running their own business.

Be proactive. Cover your business, yourself and those financially dependent on you. Talk to your Accountant today to discuss your options.