About us

Carlia Morgan

Partner | Bass Coast, Bass Coast

Newly announced Partner, CPA Carlia Morgan, is excited to be offering Highview services across the Bass Coast region. Born and bred in Wonthaggi, Carlia is very familiar with the local area.

Recently announced as a Highview Partner, CPA Carlia Morgan is excited to dedicate time to her current and new clients across the Bass Coast region of Victoria. Carlia has worked at Highview for almost 15 years and is passionate about delivering the highest level of support to her clients. Born and bred in Wonthaggi, Carlia is very familiar with the local area.

Carlia has been in a Senior Client Management role for the past 10 years, directly responsible for providing the highest level of accounting advice and proactive service to a range of clients from individuals and small businesses with simplistic needs to medium and large businesses with highly complex taxation requirements and expert advice.

Mentored by Silvio Marinelli, Highview’s Co-Founder, she has worked with a large client base across multiple industries, including Trades and Primary Production. She prides herself on her high level of technical knowledge and being a proactive planner, and at the forefront of key industry and taxation changes that may affect her clients. She is passionate about building long-term relationships based on trust and transparency. Dedicated to understanding the goals (personal and professional) of her clients, she goes above and beyond to deliver the best possible taxation outcomes.

Beyond this, she ensures her clients have access to the wider group of experts at Highview (from our in-house Financial Planning, Finance & Insurance teams), ensuring a holistic approach and alternative solutions are readily available to her clients.

Connect with Carlia
Scan the QR code below with your smartphone to add Carlia to your contact list.

Richard Vaughan

Senior Financial Adviser, Bass Coast

With 20+ years experience advising, accounting & management, Richard can develop, implement & manage transformational strategies, providing clients the security & peace of mind that comes from being prepared for the future.

Richard is passionate about the positive difference that trusted and credible advice can make to clients’ lives, by working with them on an ongoing basis. He has significant experience assisting a broad range of clients including those with Self Managed Superannuation Funds and complex structures, and has extensive experience specialising in providing retiree and pre-retiree planning. Richard holds an Advanced Diploma in Financial Planning, is an accredited SMSF Specialist with the SMSF Association of Australia, and is a member of the Financial Advisers Association of Australia.

Richard works with his clients to understand their priorities, as well as their financial concerns. Helping clients reduce their anxiety about money is Richard’s number one priority, and he does so by simplifying and decluttering their financial circumstances, then working closely with them to help achieve their goals.

Connect with Richard
Scan the QR code below with your smartphone to add Richard to your contact list.

Bruce Chisholm

Senior Financial Adviser, Bass Coast

Previously ranked in the Top 50 Master Class Honour Roll by the Australian Financial Review Smart Investor, Bruce has his clients’ best interests at heart.

Previously ranked in the Top 50 Master Class Honour Roll by the Australian Financial Review Smart Investor, Bruce has his clients’ best interests at heart.

Bruce Chisholm is a qualified Accountant and Financial Planner with a Bachelor of Business & a Diploma in Financial Planning.

Bruce is a member of the Financial Planning Association (FPA), Australia’s leading professional community of financial planners. As a CERTIFIED FINANCIAL PLANNER® professional, Bruce has gone one step further to achieve the highest qualification in financial planning worldwide.

Bruce’s knowledge was recognised in 2013 when he was ranked in the Top 50 Master Class Honour Roll by the Australian Financial Review Smart Investor.

With over 20 years of experience advising clients together with prior accounting & management experience, Bruce has the competence & expertise to develop, implement & manage transformational strategies to give you the security & peace of mind that comes from being prepared for the future.

Bruce is passionate about the positive difference trusted & credible advice can make to clients’ lives, by working with them on an ongoing basis. Bruce has significant experience assisting a broad range of clients including those with self-managed superannuation funds & complex structures & has specialised in retiree & pre retiree clients.

Outside of work Bruce enjoys spending time with his family & enjoying the lifestyle offered by living in the inner bayside area.

Connect with Bruce
Scan the QR code below with your smartphone to add Bruce to your contact list.

Calvin McLeod

Senior Financial Adviser, Bass Coast

With a Bachelor of Business & Commerce, plus over 15 years in the financial services sector, Calvin’s experience and deep technical knowledge is of immense value to his clients.

As a qualified Accountant and Financial Planner, Calvin is highly committed towards building long term relationships, knowing the positive difference trusted and credible advice can make to their lives. He has significant experience assisting a broad range of clients, including those with Self Managed Superannuation Funds. Breaking down complex structures and detailed industry information into its simplest form, to ensure his clients feel well informed and 100% comfortable, is Calvin’s key strength.

In his personal life, Calvin enjoys watching live music performances, attending comedy shows for a good laugh, and cheering for his favourite sports teams at live games. Most importantly, he relishes the quality time spent with his wife and four children. These personal interests reflect his dedication to balancing work and life, just as he encourages his clients to achieve their own financial balance.

Connect with Calvin
Scan the QR code below with your smartphone to add Calvin to your contact list.

D’Avery Pillay

Financial Adviser, Bass Coast

D’Avery is a multi-award winning professional who always has his clients’ best interests at heart.

D’Avery is a multi-award winning professional who always has his clients’ best interests at heart.

D’Avery Pillay is a qualified Financial Planner and Mortgage Broker with 10+ years’ experience in the financial services sector, including a 5-year stint successfully running his own financial services business. More recently, he saw an opportunity for change, selling up his portion of the business to his partners in 2018. He joined the Highview Accounting & Financial team in 2019 – a relationship which has proved to be a meeting of the minds.

D’Avery’s a driven individual and his knowledge is industry recognised having achieved four high-profile award wins during his career;
• 2016 Association of Financial Advisers Rising Star Award for Financial Planning
• 2017 Australian Broking Awards Diversification Program of the Year Award Finalist
• 2017 Mortgage & Finance Association of Australia State Finalist Excellence Award
• 2018 The Adviser Better Business Award for Best Community Engagement Program

Over the past decade, D’Avery has proven himself to be a passionate advocate for his clients, going above and beyond to ensure they get the best outcomes possible. He believes in providing advice and solutions clearly to his clients – in a way that breaks down any complexities. He’s committed to his clients and always ensures they feel at ease with their financial plans and decisions.

When he isn’t busy with work or home renovating duties, you’ll find D’Avery researching his next overseas travel experience, or booking a weekend scuba diving adventure with friends.

Connect with D’Avery
Scan the QR code below with your smartphone to add D’Avery to your contact list.

Joe Crosara

Personal Risk Insurance Manager, Bass Coast

With 35+ years industry experience, Joe has the passion, competence & expertise to coordinate & work closely with our Financial Planners to deliver our clients a tailored insurance plan that meets their needs.

With 35+ years industry experience, Joe has the passion, competence & expertise to coordinate & work closely with our Financial Planners to deliver our clients a tailored insurance plan that meets their needs.

Connect with Joe
Scan the QR code below with your smartphone to add Joe to your contact list.

Matthew Crosara

Principal Risk Insurance Adviser, Bass Coast

Matthew prides himself on his problem-solving skills & his ability to understand his client’s needs intrinsically – achieving this by listening & truly caring about the outcomes he delivers.

Matthew prides himself on his problem-solving skills & his ability to understand his client’s needs intrinsically – achieving this by listening & truly caring about the outcomes he delivers.

A driven & determined professional with 10+ years’ experience as a Financial Adviser, Matthew is highly respected in the industry.

Connect with Matt
Scan the QR code below with your smartphone to add Matt to your contact list.

Renato Mastromanno

Finance Broker, Bass Coast

Renato is highly regarded in the local business community & has worked within the Banking Industry for 37 years, operating across branch networks & in business banking.

Renato is highly regarded in the local business community & has worked within the Banking Industry for 37 years, operating across branch networks & in business banking.

His banking history has provided experience in Personal & Business Financing via engagement with clients across various segments & industries, such as accountancy, agriculture, childcare, construction, design, engineering, extraction & excavation, hospitality, import/export, legal practices, manufacturing, property development & investment, retail, transport & wholesale.

Highview has had a professional relationship working with Renato for 20+ years, so he is not a new face to our team & has built years establishing our trust & the trust of our clients. He’s assisted many of our clients successfully with all forms of loan solutions. His expertise has enabled Highview clients to get well-rounded informed advice, that is tailored to their specific financial needs. Renato assists clients to choose the right loan product from Highview’s range of reputable lenders & strives to get the most competitive choices possible. Renato’s industry experience & knowledge makes what can be an arduous process one that is simple & easy. Renato’s service excellence & skills will give you confidence that the research has been thorough & you’re getting the most suitable loan option for your circumstances.

Of utmost importance to Renato is his key focus on building long-term client relationships. He takes the time to truly & thoroughly understand clients’ personal & business needs to ensure success in achieving milestones & establishing best possible solutions to compliment those varying needs.

Connect with Renato
Scan the QR code below with your smartphone to add Renato to your contact list.

Ismar Muratovic

Finance Broker, Bass Coast

With 20 years business experience – as a Broker Ismar prides himself on establishing trusted relationships, which includes reliable connections with lenders. He’s passionate about delivering a professional positive experience tailored to his clients’ needs.

With 20 years business experience – as a Broker Ismar prides himself on establishing trusted relationships, which includes reliable connections with lenders. He’s passionate about delivering a professional positive experience tailored to his clients’ needs.

His years of experience extend beyond brokerage. He ran his own successful restaurant for 5 years, which led him towards a career managing the buying & selling of small & medium-sized enterprises (SMEs). This has given him a unique perspective that’s incredibly valuable to our clients – he understands firsthand the complexities, needs & finances of both Self Employed & SME business owners. Ismar has exceptional analytical skills & a wealth of knowledge in personal & business finance structures.

Ismar sums up how he feels about his role at Highview – “I feel that one of my strongest attributes as a broker is my intention to always provide my clients with a quality experience by carefully listening to their needs & guiding them with great information to ensure they understand all aspects of the lending process. Specifically, I’m committed to going above & beyond to find a lender that will not suit my client’s loan requirements, but a lender that I trust will look after them appropriately during & after the loan is completed”.

His clients describe him as “passionate, personable, approachable & has great open communication.”

Connect with Ismar
Scan the QR code below with your smartphone to add Ismar to your contact list.

Cameron Stewart

Insurance Account Manager, Bass Coast

Cameron is a dedicated professional in a pivotal role of managing Highview’s Insurance Services. He prides himself on approaching client’s needs in a proactive manner, with their best interests always at the forefront.

Cameron has delivered exceptional service to his clients for 6+ years, with his expertise and knowledge in the insurance industry being incredibly valued. A key strength of his lies in simplifying the insurance industry ‘jargon’. Insurance policies are often considered daunting, highly detailed and difficult to understand. Cameron has the ability to break down the complex details for his clients to always ensure they feel comfortable and confidently informed regarding all their insurance options.

Of utmost importance to Cameron, is his care and willingness to take the time to thoroughly understand clients’ personal and business needs to ensure he can provide the most suitable insurance options.

Cameron lives with his wife, Hannah and two children, Molly and Henry in Bayside. On weekends they like to keep active by going on bike rides, watching the kids play sport and gardening. He also loves to watch the footy (go Kangas!) On long weekends and over school holidays, Cameron and his family enjoy taking short trips to Metung and the Gippsland Lakes.

Connect with Cameron
Scan the QR code below with your smartphone to add Cameron to your contact list.

Terri Holt

Practice Manager | Head Office, Bass Coast

Terri brings with her a vast amount of experience in Business, Human Resources and Accounting. The skills she has developed ensures she is professional all-rounder, working across all four Highview offices.

Terri brings with her a vast amount of experience in Business, Human Resources and Accounting. The skills she has developed ensures she is professional all-rounder, working across all four Highview offices.

Before joining Highview in early 2023, Terri had completed 11 years in the Accounting Industry and graduated with a Masters of Professional Accounting. She also has a Bachelor of Business, majoring in HR.

All these varied skills make her the perfect Practice Manager for Highview, as she has come to know all aspects of the inner workings of an Accounting firm. She is organised and meticulous, which is highly needed for this busy role. Terri works closely with the Partners to deliver effective Accounting and Administration procedures to improve our business efficiency and client service across all areas of the Highview business.

Terri also loves to keep busy in her spare time by being active, catching up with friends, wining and dining, and chasing after her two young girls, Millie and Reegan.

Connect with Terri
Scan the QR code below with your smartphone to add Terri to your contact list.